Consumer Finance
Consumer Finance is a suite of financial services focused on providing financing to the end customer. It includes a wide range of loans, including: cash loans, credit cards and auto loans. iMX supports the operations of all types of contracts relating to: closed-end loans, open-end loans, debt restructuring, debt repurchase, home improvement loans, revolving loans with or without a card, etc.
- Distribution channels: directly through the internet/brokers/agencies
- White labelling
- Comparative simulations for one and the same project
- Risk analysis/setting limits
- Proposals
- Managing broker commissions (up to and including sellers)
- The disbursement beneficiary may be the client or any other party involved in the case
- Multiple disbursements
- Budget management with a period for releasing funds prior to the creation of a final amortization table based on actually paid amounts
- Interim interest
- Managing private label cards (immediate debit, deferred debit or credit)
- Managing “special transactions”
- After-sales operations (with or without fees)
- Adding/deleting/changing insurance policies
- Partial prepayments