Consumer Finance

Consumer Finance is a suite of financial services focused on providing financing to the end customer. It includes a wide range of loans, including: cash loans, credit cards and auto loans. iMX supports the operations of all types of contracts relating to: closed-end loans, open-end loans, debt restructuring, debt repurchase, home improvement loans, revolving loans with or without a card, etc.

• Distribution channels: directly through the internet/brokers/agencies
• White labelling
• Comparative simulations for one and the same project
• Risk analysis/setting limits
• Proposals
• Managing broker commissions (up to and including sellers)
• The disbursement beneficiary may be the client or any other party involved in the case
• Multiple disbursements
• Budget management with a period for releasing funds prior to the creation of a final amortization table based on actually paid amounts
• Interim interest
• Managing private label cards (immediate debit, deferred debit or credit)
• Managing “special transactions”
• After-sales operations (with or without fees)
• Adding/deleting/changing insurance policies
• Partial prepayments