Consumer Finance

Consumer Finance is a financial instrument serving with retail banking that deals with lending money to consumers. iMX allows management of all types of contracts relating to closed-end loans, open-end loans, debt restructuring, debt repurchase, home improvement loans, revolving loans with or without a card…

• Distribution channels: directly through the internet / brokers / agencies
• White labelling
• Comparative simulations for one and the same project
• Risk analysis / setting limits
• Proposals
• Managing broker commissions (up to and including sellers)
• The disbursement beneficiary may be the client or any other party involved in the case.
• Multiple disbursements
• Budget management with a period for releasing funds prior to the creation of a final amortization table based on actually paid amounts
• Interim interest
• Managing private label cards (immediate debit, deferred debit or credit)
• Managing “special transactions”
• After-sales operations (with or without fees)
• Adding / deleting / changing insurance policies
• Partial prepayments