Kfz-Finanzierung

Codix Auto Leasing software solution.

iMX ermöglicht das Handhaben der verschiedenen Kfz- und Zweiräder-Finanzierungsformen, von zweckbestimmten Krediten bis zum Fuhrparkmanagement, einschließlich Miete mit späterer Kaufoption und Langzeitmiete, und dies von dem Verkaufspunkt (Autohändler / Autohaus), bis zum Finanzierungsende oder bis zum eventuellen Wiederverkauf.

Hauptfunktionen:

  • Verkaufspunkt (Autohändler / Autohaus) / Internet:
    • Multi-Netzwerk / Multikanal
    • Multisimulation
    • Preisgestaltung:
      • Auswahlkriterien
      • Berechtigungen
      • Versicherungspolicen
      • Dienstleistungen
      • Pakete
      • Berechnungsmatrix des Restwertes
    • Anlagenkonfiguration / Möglichkeiten zur Integration eines externen „Fahrzeugkonfigurators“
      Car configurators, also known as choice boards, design systems, toolkits, or co-design platforms, are responsible for guiding the user-custommer through the configuration - clarification needed process. Different variations are represented, visualized, assessed and priced which starts a learning-by-doing process for the user.
    • Leasingrechner / Tilgungsplan
      Amortization refers to spreading payments over multiple periods. The periodic payment amount due on a loan (typically a mortgage), based on the amortization process can vary. The amortization repayment model factors varying amounts of both interest and principal into every installment, though the total amount of each payment is the same. An amortization calculator can reveal the exact amount that goes towards interest and the exact amount that goes towards principal out of each individual payment.An amortization schedule calculator is also often used to adjust the loan amount until the monthly payments will fit comfortably into budget, and can vary the interest rate to see the difference a better rate might make in the kind of home or car one can afford.
    • Beaufsichtigung und Verwaltung der Verkaufspunkte
      The point of purchase (POP) or point of sale (POS) is the place and time where a retail transaction is completed. At the point of sale, the merchant calculates the amount owed by the customer, indicates that amount, also indicates the options for the customer to make payment, may prepare an invoice for the customer (which may be a cash register printout).
    • Pre-Scoring in Echtzeit
    • Angebote
    • Uploaden von erforderlichen Belegen
    • Eindeutigkeit der Personen
  • Aufnahme
    • Flexibler und anpassungsfähiger Arbeitsablauf dank des Expertsystems
      iMX integrates a Business Process Modelling and Workflow tool (iMX Expert System), a complete Web portal for external accesses package, and offer to our customers the maximum level of flexibility in the usage and customizing the system. Thanks to its self-owned and self-funded structure, CODIX can be very adaptive, reactive, and always does everything possible to work in a fully collaborative and long-term relationships and partnerships with every one of its Clients.
    • Scoring
      A numerical evaluation of your credit history used by lenders and financial institutions to access a person's credit worthiness. Credit scores are calculated using complex mathematical formulas. Lenders use credit scoring, among other things, to make a decision on whether to extend credit. There are many slightly different credit scoring formulas used by bankers, lenders, creditors, insurers and retailers. A person's credit score is a number between 300 and 850, 850 being the highest credit rating possible.
    • Rückkaufverpflichtungen (seitens Anbieters oder seitens anderer beteiligten Parteien)
      Commitment Fee: A fee paid to a lender by a borrower in exchange for a promise to lend money on certain terms for a specified period. Usually charged in order to extend a loan approval offer for longer than the standard period.
    • Limitmanagement / mehrstufige Limite
    • Verwalung der Kundengruppen
    • Fallanalyse
    • Automatische und manuelle Aufnahme
    • Beaufsichtigung des Belegerhalts
  • Anbieter / Anbietermanagement
    • Erfassung und Verfolgung von Bestellungen
    • Vefolgung der Warenlieferung
    • Registrierung der Anbietersrechnungen
    • Einzel- und Gruppenzahlungen / Management der Zahlungsfristen
  • Berichtswesen
    • Verbuchung der Zahlungsströme
    • Generierung von Warenbewegung
    • Rückstellungen
    • Steuerliche Abschreibung laut örtlicher Gesetzgebung
      The book depreciation expense is the amount recorded on the "books" and reported on the financial statements. The tax depreciation is recorded on the company's income tax returns and will be based on the Internal Revenue Service's rules. Accelerated depreciation means taking more depreciation in the first few years and less depreciation in the later years of the machine's life.
    • Regulatorische Meldung
    • Rentabilitätsberechnung
  • Selbstbedienung

    Über iMX-Extranet können die Kunden ihre Akten beaufsichtigen, aktualisieren, Simulationen durchzuspielen, Dokumente hoch- oder herunterladen, etc.

Management

  • Vertragsaktivierung
  • Einführung des endgültigen Tilgungsplans
    An amortization schedule is a complete table of periodic loan payments. This table can show the amount of principal and the amount of interest that comprise each payment until the loan is paid off at the end of its term. The last line of the schedule shows the borrower’s total interest and principal payments for the entire loan term.
  • Vermittlerprovisionen
    A commission is a service charge assessed by a investment advisor or broker in return for providing investment advice and/or handling the purchase or sale of a security. Commissions vary widely from brokerage to brokerage. Most major, full-service brokerages derive much of their profits from charging commissions on client transactions.
  • Raten- und Mietabrechnung
    A payment made as part of a series of payments on the same good, service, or obligation. Installment Debts are debts that are repaid with a fixed number of payments of equal amount, like an auto loan.
  • Rückerstattung der Leistungen
    Repayment is the act of paying back money previously borrowed from a lender. Repayment usually takes the form of periodic payments that normally include part principal plus interest in each payment.
  • Zusammenlegen von Rechnungen, insbesondere für das Fuhrparkmanagement
  • Personalisierte Rechnungsstellung
  • Zahlungseingang / Erkennung / Zuordnung
  • Ausschöpfungskontrolle / Maßeinheiten
  • Gemeinsame Abrechnung
  • Präventive / gütliche / gerichtliche Forderungseinziehung: Ermittlung von Außenständen, Mahnschreiben, Umschuldung u.a.
  • Verfolgung der Kundenkonten
  • Nachträge:
    • Hinzufügen/Löschen von Services / Versicherungspolicen
    • Neuverhandlung
    • Teilanzahlungen
  • Maßnahmen: Nachträge, Beendigungen, Erstattungsbeträge u.a.
  • Forderungen auf Vermögen/an Personen (vorübergehende und endgültige)
  • Beendigung: an dem bestimmten Datum, vorzeitige Beendigung, bei Zahlungsverzug
  • Automatische / manuelle Verlängerung
  • Rückforderung des Vermögens
  • Wiederverkauf des Vermögens (an Dritten)
  • Subleasing

Kontaktdaten

+33(4)89 87 77 77 codix.eu info@codix.eu
Immeuble Le Carat, 200 Rue du Vallon, Sophia-Antipolis,
06560 VALBONNE, FRANCE